Life in Phoenix, especially in the summertime, would be extremely uncomfortable without air conditioning. However, many homes are fitted with aging or outdated systems that should be replaced. When the time comes to upgrade your home’s air conditioner, you don’t have to pay for it all at once. If your repair qualifies and if your credit is good, you can finance your new unit. Here are the steps you need to take:
Select Your Air Conditioning Unit
The first step is to determine what air conditioning unit you want to purchase. Air conditioners are rated in seasonal energy efficiency ratio (SEER) units. The higher the SEER number, the more efficient the air conditioner. Purchasing an air conditioner with a SEER of 15 or higher will be more expensive initially, but it will decrease your cooling bills in the long run.
Gather Your Financial Documents
For some companies, in order to qualify for financing, you must provide several recent pay stubs as well as a credit report. Before you contact an HVAC specialist to discuss financing your new air conditioner, make sure you have all your documents in order and make sure your credit report is accurate and up-to-date. Also, gather the relevant financial information for your spouse or partner if they will be contributing to the purchase.
Select a Financing Option
There are many ways you can finance your replacement air conditioner. Depending on the state of your mortgage, you may be able to take out a home equity line of credit to pay for your new air conditioner. You can also secure a personal loan from your bank. Always make sure that you can afford the monthly payments on your new HVAC unit.
At Parker & Sons, Inc., we offer customers several financing options, including programs from GE and Wells Fargo as well as credit card financing. If you would like to learn more about your air conditioner replacement options, call us today at (480) 963-1829.
If you’re concerned about your home’s energy bills, locating the biggest energy wasters and eliminating them can make a difference. Look first at your HVAC system; servicing your system and changing the air filters regularly will keep your home’s heating and cooling running at peak efficiency. Have your ductwork checked for leaks and sealed to promote better air circulation in your home. A programmable thermostat prevents guesswork when setting the temperature. Your home’s water heater may also be an energy sink. Set the water temperature at 120 degrees or lower to reduce your bill by up to $61 annually. Keep your television, DVD player, and stereo plugged into a power strip, and turn off the strip when these items are not in use. This prevents appliances from drawing energy even when you have them turned off.
Are you looking for ways to improve your home’s energy efficiency? Parker & Sons, Inc. of Phoenix can help! Call us today at (480) 963-1829 to schedule an HVAC inspection or to find out more about solar water heating. You can find more energy-saving home tips by clicking through our blog.
Last Friday morning I realized there was something very wrong under the kitchen sink. There was a large amount of water under the cabinet and the water was close to running over and onto the floor. I immediately picked up the phone and called Parker & Sons and explained the problem and asked to have someone come out and take a look at it....